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Gap Insurance                                                             click4gap

THE AVERAGE CAR DEPRECIATES UP TO £200 EVERY MONTH.

NOW ARE YOU CONCERNED ABOUT YOUR CARS DEPRECIATION?

GAP INSURANCE PROTECTS THIS!

In short, Motor Insurance will not always cover the cost of a replacement car. The good news is that GAP (Guaranteed Asset Protection) insurance is available to cover the shortfall between the amount you paid for the vehicle and the insurer's valuation, should the worst happen. Click4Gap is the market leader in Gap Insurance, their policies are available on New Cars AND Used Cars up to 7 years Old!!!

Click4Gap are able to confidently guide you to the right cover for you. With claim limits ranging from £5,000 - £25,000, there’s a policy out there to suit your budget. Great online discounts and avoid paying dealer commissions. With no obligation to buy, get your online quote today. Save up to 75% on dealer prices!

HOW GAP INSURANCE WORKS Vehicle Cost £18,000 Motor Insurance Settlement £11,000 GAP INSURANCE pay-out £7,000.

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Types of GAP Insurance and Examples

RETURN TO INVOICE GAP INSURANCE (RTI) · Premiums start at just £73 · For cars owned under 3 Months. · Available for cars purchased privately or from a dealer · Click4Gap RTI Gap Insurance is available to you whether you paid cash, borrowed the money from a Bank or Motor Loan or even have a contract hire (PCP) agreement. · Cars can be up to 7 years old when the policy is purchased If your car is a Total Loss (stolen or written-off), RTI Gap Insurance refunds the difference between what you paid for it (the “Invoice Price”) and the Motor Insurers depreciated value.

EXAMPLE This means that if you paid £16,000 for your vehicle and the Motor Insurers settlement if the car is a Total Loss is £10,000, RTI Gap Insurance will refund the difference of £6,000 to you directly. Price paid: £16,000 Motor Insurers settlement £10,000 Shortfall paid to you by GAP: £6,000

RETURN TO VALUE GAP INSURANCE (RTV) · Premiums start at just £55 · For cars owned over 3 months · Available for cars purchased privately or from a dealer · Click4Gap RTV is available to you whether you paid cash, borrowed the money from a Bank or Motor Loan or even have a contract hire (PCP) agreement. · Cars can be up to 7 years old when the policy is purchased If your car is a Total Loss (stolen or written-off), RTV Gap Insurance refunds the difference between the value of your car when you buy the policy and the Motor Insurers depreciated value.

EXAMPLE This means if your cars value when you buy an RTV Gap Insurance policy is £15,000 and your Motor Insurers settlement if the car is a Total Loss is £11,200 RTV Gap Insurance will refund the difference of £3,800 to you directly. Price paid: £15,000 Motor Insurers settlement £11,200 Shortfall paid to you by GAP: £3,800 An RTV Gap Insurance policy can be taken out up to seven years after you bought your car!

 
This website is owned by NISEM Limited who are authorised and regulated by the Financial Services Authority, registration No. 502872.
Our company number is NI 070215. We do not give financial advice. If in doubt get professional advice and always read the policy documentation before purchasing an insurance contract.

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